Learning Resources

The lines that shape our cities: Redlining & Environmental Inequalities

How has the practice of redlining affected the physical environment of neighborhoods?

Read for Understanding:

While many books, essays and articles have been written about the socio-economic effects of redlining, more recently researchers are using Geographic Information Systems (GIS) analysis to uncover relationships between redlined areas and environmental conditions such as tree canopy coverage, temperature, infrastructure, and topography. This type of analysis can help identify correlations between historically redlined areas and environmental inequalities.

Key Vocabulary

Assessor - a person who estimates the value of something, in this case land

Home Owners’ Loan Corporation (HOLC) - an agency created in 1933 by U.S. President Franklin D. Roosevelt’s New Deal that attempted to prevent foreclosures by refinancing home mortgages in default; created a color-coded grading system that assessed the credit-worthiness of city neighborhoods

Impervious surfaces - man-made land surfaces such as sidewalks, roads, parking lots that are covered by materials that water cannot penetrate, such as asphalt, concrete, or gravel

The New Deal - President Franklin D. Roosevelt’s program to help solve the economic problems triggered by the Great Depression

Redlining - the practice of mortgage lenders of drawing red lines around portions of a map to indicate areas or neighborhoods in which they do not want to make loans.

StoryMap - a web-based map integrating maps, legends, text, images, and multimedia elements to help users explore content and visualize data.

Suburbs - an area outside of a city that is primarily residential

Topography - the arrangement of physical features of a land’s surface

Tree canopy coverage - the proportion of an area shaded by trees

Urban heat island - occurs when a city experiences much warmer temperatures than nearby rural areas

Engage

How can words shape neighborhoods?

In the 1930s, city assessors supported by the federal government under The New Deal rated more than 200 city neighborhoods. The ratings were based on how good of an investment they would be for banks and real-estate developers: “A” meant the “best” investment, “D” meant the investment was “hazardous.” The work of these assessors shaped the future social, economic, and environmental life of these places.

First, view an excerpt from this StoryMap as connected in Bunk. Then, go back and examine the WordCloud that shows common descriptors for each of the four ratings.

Using the reading and the WordCloud, your teacher will lead a discussion using the “See, Think, Wonder” thinking routine. Share your ideas in small groups or with the whole class. If working remotely, you may use breakout rooms through videoconferencing or share via a collaborative document such as Google Docs or Google Slides.

After the discussion, read the introduction to this StoryMap, entitled “The lines that shape our cities”.

As you read, make a copy and complete Part 1 of this Reading Guide.

Next, in a group of 3 or 4, complete Part 2 of the Reading Guide, which uses Project Zero’s “Creative Question Starts”.

After you complete Part #2, each group shares their best question and their reflections with the whole class.

If working remotely, you may use breakout rooms through videoconferencing or share via a collaborative document such as Google Docs or Google Slides.

Your teacher may ask you to record your answers on an exit ticket. 


Explore

How has redlining been connected to environmental inequalities?

During the Great Depression, the administration of U.S. President Franklin D. Roosevelt started implementing social aid programs as part of The New Deal to help struggling Americans. One such agency was the Home Owners Loan Corporation (HOLC). It gave more than one million emergency refinancing loans to homeowners between 1933 and 1936, including loans to people of color and immigrants. The HOLC also created a color-coded mapping system that rated neighborhoods based on how good of an investment they would be for banks and real-estate developers: Green indicated the “best” investment opportunities, and red indicated“hazardous.”  However, the HOLC’s process for making these maps was subjective and was often based on the racial and ethnic composition of neighborhoods. Out of the HOLC color-coded map system came the term redlining, and historians continue to debate its impact on city neighborhoods today.


Recent scholarship has connected the socio-economic effects of redlining with environmental inequalities today. Learn more about these relationships by selecting the “Legacy” tab of the American Panorama StoryMap entitled “The lines that shape our cities.”

Choose one of the four case studies that investigate the relationship between redlining and the urban environment today:

  • Urban heat islands in St. Louis, Missouri
  • Tree canopy coverage in Montgomery, Alabama
  • Impervious surfaces in Fort Wayne, Indiana
  • Topography in Oakland, California

Then, find the tab that relates to your chosen case study. Select and read through all of the corresponding information.  

Make a copy and complete this Data Organizer as you read and examine the case study.

When you finish the Data Organizer, use your findings to answer one of the questions below, using the “Take Note” Thinking Routine:

  • What is the most important point?
  • What are you finding challenging, puzzling, or difficult to understand?
  • What question would you most like to discuss? 
  • What is something you found interesting?

To share your response, your teacher may provide access to a Google Doc discussion board, or allow you to collaborate on a Google Slides set. Your teacher will debrief by reviewing the main ideas of each piece and by reading back student responses to the class and asking follow-up questions or by asking you to turn and talk to a partner to share your answers.

Your teacher may ask you to record your answers on an exit ticket.

Explain

How did redlining, as defined by the HOLC maps, affect a neighborhood’s physical environment?

Click on the “Brief History” tab of “The lines that shape our cities”. 

Read through this section carefully. Make a copy and complete this 3-2-1 graphic organizer after you read.

After reading about the broader historical context of how the HOLC maps and ratings originated redlining, examine those maps more closely.  Open the map entitled “Mapping Inequality.” Choose one of the four cities addressed in the StoryMap and previous “Explore” section of this learning resource: St. Louis, MO; Montgomery, AL; Fort Wayne, IN; or Oakland, CA.

Use the search bar in the upper right corner to find data on the city you selected. 

Once the data appears, click on one area that is colored green and graded “A.” Click on “Show Full” to read the profile description created by the HOLC. 

Note: If you choose St. Louis, use the map for East St. Louis, Illinois. (There are no clarifying remarks for St. Louis, Missouri.)

Repeat for one area of the same city that is colored red (D), yellow (C), and blue (B).

Make a copy and complete this Data Organizer, which will organize and guide your interpretation of the data.

Complete the Exit Questions in Part 2 of the Data Organizer.

Then, answer this question as a large group discussion led by your teacher with your class:

How did the HOLC’s maps affect the development of a neighborhood’s physical environment?

Your teacher will debrief by reading back student responses to the class and asking follow-up questions or by asking you to turn and talk to a partner to share your answers.

Your teacher may ask you to record your answers on an exit ticket.

Elaborate

How did redlining contribute to the creation of the suburbs?

The HOLC’s maps and rating system contributed to the creation of suburbia in America. Learn more about this relationship by exploring this Bunk Connection. Watch “The Disturbing History of the Suburbs” and read “American Green.”

Before you read and watch, review the questions in the “Take Note” Thinking Routine. After you read and watch, you will choose one of the following questions to answer. As you read, don’t try to take notes at the same time, just focus on becoming fully engaged in the reading:

  • What is the most important point?
  • What are you finding challenging, puzzling, or difficult to understand?
  • What question would you most like to discuss? 
  • What is something you found interesting?


When you finish reading, answer one of the “Take Note” questions above. Your teacher may provide access to a Google Doc discussion board, or allow you to collaborate on a Google Slides set.  Your teacher will debrief by reading back student responses to the class and asking follow-up questions or by asking you to turn and talk to a partner to share your answers.

Lastly, you will end with a discussion of this Exit Question, using ideas from the reading and clip:


How did redlining contribute to the creation of the suburbs?

Your teacher may ask you to record your answers on an exit ticket.

Extend

How do people today feel about the legacy of redlining?

Revisit the WordCloud in the StoryMap.

Applying what you’ve learned from this lesson, your teacher will lead a class discussion using the “I Used To Think…Now I Think” thinking routine. You will explain how your thinking on redlining and environmental inequalities has changed since the start of this lesson.

Click on the “Share your thoughts” tab of the StoryMap called “The lines that shape our cities.”

Then, click on 3 different words located to the left of the interactive sentiment map. For each word, read the comment box that accompanies it. Make a copy and complete this Map Guide to organize your thoughts and reflections.

After you complete the Map Guide, click on the red “Add your feeling” button on the sentiment map. Complete the text box to submit your feelings about redlining.

Your teacher may ask you to record your answers on an exit ticket. 

Citations:

“The Disturbing History of the Suburbs: Adam Ruins Everything.” YouTube. Adam Ruins Everything, October 4, 2017. https://youtu.be/ETR9qrVS17g. 

“The Lines That Shape Our Cities.” ArcGIS StoryMaps. Esri, March 8, 2022. https://storymaps.arcgis.com/stories/0f58d49c566b486482b3e64e9e5f7ac9. 

“Project Zero's Thinking Routine Toolbox.” PZ's Thinking Routines Toolbox | Project Zero. Accessed July 12, 2022. https://pz.harvard.edu/thinking-routines.

Robert K. Nelson, LaDale Winling, Richard Marciano, Nathan Connolly, et al., “Mapping Inequality,” American Panorama, ed. Robert K. Nelson and Edward L. Ayers, accessed July 7, 2022, https://dsl.richmond.edu/panorama/redlining.

Steinberg, Ted. “American Green.” Longreads. Longreads, July 12, 2019. https://longreads.com/2019/07/18/american-green/. 

This work by New American History is licensed under a Attribution-NonCommercial-ShareAlike 4.0 (CC BY-NC-SA 4.0) International License. Permissions beyond the scope of this license may be available at newamericanhistory.org.

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